The Expected Rate Of Return Of Financial Products Is Difficult To Go Up Sharply.

< p > from April 25th, the country's rural commercial a href= "//www.sjfzxm.com/news/index_c.asp" > Bank < /a > and the county rural cooperative bank deposit rate were only more than a month. The central bank announced on the 9 day that the commercial banks that met the prudent operating requirements and reached a certain proportion of loans to agriculture, rural areas and farmers and small and micro enterprises will reduce the deposit rate by 0.5 percentage points from the 16 day of this month.

People in the industry believe that the central bank has a two - degree orientation within 50 days, releasing positive signals to the market. The market capital is expected to continue to remain relatively loose, and the expectation of tight money in the middle of the year will be relieved, and the expected rate of return on bank financial products is difficult to go high.

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< p > the industry believes that banks will issue high yield financial products at the end of the quarter, the end of the year and the end of the year.

In June last year, due to the extreme shortage of market funds, banks' a href= "//www.sjfzxm.com" > Financial Management > /a > products rose linearly.

However, this year's earnings growth of financial products is showing signs of weakness.

According to the statistics of the bank's network database, the number of high yield financial products issued by banks over 6% last week (from June 1st to 7th) was also significantly reduced. Last week, only 43 products had an expected yield of more than 6%.

The high yield product with an expected yield of over 6% is down to 5% from 40% at the beginning of the year.

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< p > Yin Yanmin, an analyst with the silver rate network, thinks that the central bank has been directing to the right direction in recent years. < a href= "//www.sjfzxm.com/news/index_cj.asp" > currency < /a > market funds will continue to remain relatively relaxed. The average expected rate of return of financial products is expected to linger around 5.2%.

Yin Yanmin suggested that investors with idle funds at hand do not have to wait until the end of the month to meet their needs, and they can consider buying if they meet the expected high return on financial products.

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