Textile Enterprises: Multi Method Combined With &Nbsp; &Nbsp; Accounts Receivable Can Not Be Recovered.

For many years engaged in export

In order to solve the problem of unrecoverable overseas accounts, Xiaobian will have some problems.

Problem 1: textile and garment export enterprises, most of which came from overseas buyers who refused to pay after receiving the goods, but now, although the refusal payment is still the main type, other foreign buyers, such as the demand for discounted payment, deferred payment on the grounds of economic recession, the risk of letter of credit brought about by the failure of the bank, and the risk of direct rejection of export goods, are also problems that domestic textile enterprises can not ignore.

Question two: some export enterprises and customers carry out loan pactions, that is, goods are sold in the hands of customers, and so on after the sale of goods (usually 90-120 days).

During the period, the goods of the enterprise have been occupied by the customers, which is equivalent to that the funds are occupied by the customers. These funds are all cost free. Some domestic enterprises did not have much money to maintain the normal operation of the enterprises through bank loans or even underground banks. In this paction, the cost and risk are very high.

At present, due to the financial crisis and foreign credit crunch, many foreign enterprises have already failed to borrow money in their own countries. They use the way of lending pactions to make domestic textile enterprises their own financing tools, so that Chinese enterprises can use them to pay the cost.

Question three: some foreign enterprises themselves have already faced serious crises. When they conceal the Chinese enterprises, they suddenly increase their purchases. When goods are pported to the country, these enterprises suddenly declare bankruptcy after they have offered goods from the customs.

Faced with this situation, because our enterprises do not have the priority to pay debts, the losses often can not be recovered.

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Textile enterprises can cope with losses by reducing losses.

Due to the weak contract consciousness and contract skills of Chinese enterprises, the ratio of bad debts, bad debts and dead debts has increased significantly under the crisis.

Therefore, domestic textile enterprises must have a sense of crisis and deal with them in a variety of ways, so as to minimize losses.

Method 1: textile export enterprises can restrict customers by collecting deposits and minimize losses.

Exchange rate risk is locked through banking business.

Method two: domestic textile export can cooperate with some international consulting companies to consult before delivery, and understand the credentials of the other companies.

Method three: collect accounts through professional accounts.

Accounts receivable companies can help enterprises to collect accounts without fear, but the fees charged are not low, usually collecting 15%-30% of total accounts, depending on the country's age and age. If 1 years are more expensive than 1 months, South America is more expensive than North America.

The actual profit of China's foreign trade enterprises is between 2% and 5%. Therefore, the cost of chasing accounts is much higher than the profits of enterprises.

Method four: handle related business insurance or export credit insurance and other insurance business, and reduce the loss.