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Students Should Be Cautious In Starting Loans, And There Are Scams Online.

2010/8/7 11:31:00 64

"College Students

Entrepreneurship

There are also scams online.

Recently, Wang, a young woman, reported to a police station in Yuecheng, Wuxi, that she visited a web site entitled "university students' business loan" in the Internet cafe of the month town.

loan

Application conditions and related certificates, Wang believed, and then according to the above page requirements, the total interest of the 30000 yuan loan will be remitted to the bank account by 1440 yuan.

After the other side proposed to pay 3000 yuan for the security fee, Wang realized that he was cheated.

In early 2009, the state promulgated policies to encourage graduates to start their own businesses after graduation, and offered a series of preferential treatment for college students.

policy

。

However, such a policy is exploited by illegal elements.

Because the local governments have different policies and regulations for supporting local university students to start business loans, some of them are relatively complicated, some require higher loan conditions, and college students have just stepped out of school to enter the society and lack of social experience, which creates an opportunity for those who are not motivated.

They aim at the society of university graduates.

experience

Lack of familiarity with loan procedures and matters, and use the Internet to establish a virtual organization, and after obtaining their trust, they put forward various requests to defraud money.

Reporters learned that the use of "university student loans" in the name of fraud, its means similar to the general network fraud, can be roughly divided into three steps: issuing false loan information.

Illegal entities or counterfeit real website address and page content, or make use of the loopholes in real website server program, dump loan institutions on the website page, insert various kinds of false loan information.

Sweet words cheat the deposit.

After browsing the information on the Internet, the liar will use QQ, MSN, cell phone and so on to get in touch with each other, cheat their trust and promise the other party's loan request to win trust.

At the same time, there will be various reasons for remittance to the bank account.

In view of the "network loan fraud" of College Students' pioneering loans, the police put forward several precautions to the college students who want to start their own business.

First, confirm the authenticity of Web sites and web pages.

When browsing the Internet, it is better to go to the regular website, so long as it is a web page or website that is automatically ejected, it is recommended not to take care of it.

Two, confirm the authenticity of the contact mode.

For the way of contact left on the website, you can dial 114 to verify the address of the phone number, so as to confirm whether the ownership of the telephone number matches the company address registered on the website.

Three, we must be cautious in sending money and pferring accounts.

I believe that as long as we are sober minded, not greedy, do not believe in it and cling to our pocketbook, we will reduce the risk of being cheated.